WELCOME!
Megamerica
Mortgage Group, Inc.
We have built a strong reputation as an outstanding mortgage lender, serving the needs of real estate professionals, builders, loan originators and individual homebuyers for over 20 years!
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OUR SERVICES
Megamerica Mortgage Group, Inc.
We´re a full service morigace loan company with an experimentado personal offering expertise in every area of home lending.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service.
Products / Loan programs
Megamerica Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with a variety of options so you feel confident that you receive exactly what you are looking for and need. Take a look at some of the loan programs we have to offer.
Fixed rate mortgages
Typically a 15 to 30 year term, a Fixed Rate Mortgage loan maintains the same interest rate for the entire term. Unlike loans where the interest rate may change periodically, the principal and interest payment will not fluctuate with a fixed rate loan. However, the escrowed portion of the payment may change due to changes in taxes and homeowners insurance rate.
FHA loans
ㅤ
A mortgage loan insured by the Federal Housing Administration which provides a variety of benefits for first-time buyers, buyers without a large down payment, or buyers using gifts
for down payment and closing costs. Options typically include 15- and 30- year fixed rate loans, or a 3/1 Adjustable Rate Mortgage.
OUR SERVICES
Megamerica Mortgage Group, Inc.
We´re a full service mortgage loan company with experienced personal offering expertise in every area of home lending.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service.
Products / Loan programs
Megamerica Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with a variety of options so you feel confident that you receive exactly what you are looking for and need. Take a look at some of the loan programs we have to offer.
Fixed rate mortgages
Typically a 15 to 30 year term, a Fixed Rate Mortgage loan maintains the same interest rate for the entire term. Unlike loans where the interest rate may change periodically, the principal and interest payment will not fluctuate with a fixed rate loan. However, the escrowed portion of the payment may change due to changes in taxes and homeowners insurance rate.
FHA loans
A mortgage loan insured by the Federal Housing Administration which provides a variety of benefits for first-time buyers, buyers without a large down payment, or buyers using gifts for down payment and closing costs. Options typically include 15- and 30- year fixed rate loans, or a 3/1 Adjustable Rate Mortgage.
Products / Loan programs
Megamerica Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with a variety of options so you feel
confident that you receive exactly what you are looking for and need. Take a look at some
of the loan programs we have to offer.
Fixed rate mortgages
Typically a 15 to 30 year term, a Fixed Rate Mortgage loan maintains the same interest rate
for the entire term. Unlike loans where the interest rate may change periodically, the
principal and interest payment will not fluctuate with a fixed rate loan. However, the escrowed portion of the payment may change due to changes in taxes and homeowners insurance rate.
FHA loans
A mortgage loan insured by the Federal Housing Administration which provides a variety of
benefits for first-time buyers, buyers without a large down payment, or buyers using gifts
for down payment and closing costs. Options typically include 15- and 30- year fixed rate
loans, or a 3/1 Adjustable Rate Mortgage.
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FAQ´s
It isn’t necessary, but it’s recommended to have a pre-approval letter before you put in an offer on a home. This will make your offer more competitive to the seller because it proves you can afford to buy the home.
Your credit can affect the types of loans you qualify for, your interest rates, and more. It’s a good idea to improve your credit score before you finance a home so you get the best rates possible.
This depends on the type of loan you have. For example, VA loans don’t require any money down. Some other loans (like FHA) require as little as 3.5% down. Some conventional programs will also allow as little as 3% down.
That’s okay! Megamerica Mortgage can still help you do pre-qualification, calculate how much you can afford to borrow, and more. Get in touch with our team for knowledgeable, personalized answers to your questions.
